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Romania - famous for its beautiful palaces and castles, wonderful liquors and food, Dracula, dazzling women is a beautiful country located in central-eastern Europe. It is the 12th largest country in the Europe. The economy of Romania has shown potential growth in the past few years

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  Commercial banks have become a field of raising interest of economy, the banks playa special role to minimize the agency cost between the borrowers and lenders but commercial banks have comparative advantage due to their superior capability to provide debt with inside information.